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BEST CAR LOAN RATES as at 12/10/2007We know the car loan finance market is a competitive market with so many variables. When you are looking for car loan & finance interest rates, make sure you get all the facts and the figures. We are experts in both clean & impaired credit.
New car fixed rate from
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| Features | |
| Who is the loan for | Car for personal use car yard, motor dealers and auction dealers/yards. You can include all registration costs, on road costs, loan insurance, comprehensive insurance, extended warranty and shortfall insurance can all be included as part of the finance so you have one monthly payment. |
| How much can you borrow | $10,000 up to $100,000 |
| Loan Period | 12 up to 60 months |
| Max age of cars | 7 years |
| Direct Debiting | Yes. Weekly, Fortnightly & Monthly |
Rates are subject to change
|
Phone 1300 780 050 or
apply online and
we will reply to you within 15 minutes
on any business day.
Please stand by your phone to take our
call
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BEST HOME LOAN RATES as at 12/10/2007
Dreamloans offer many home loan, home equity loans, debt consolidation home loans, home loan refinance and bad credit home loan products.
Products differ in interest rates, fees and features. Dreamloans is able to assist in what loan is best suited to your financial situation. Below is a list of current interest rates.
For more information, please apply online.
| Institution |
Loan Name |
Introduction Rate |
Rev. Rate |
Additional Repayment |
Redraw Facility |
| Adelaide Bank | Standard Variable | 7.32% | Yes | Yes | |
| 1 Year Fixed | 6.75% | 7.32% | Yes | Yes | |
| 2 Year Fixed | 6.75% | 7.32% | Yes | Yes | |
| 3 Year Fixed | 6.65% | 7.32% | Yes | Yes | |
| 4 Year Fixed | 6.79% | 7.32% | Yes | Yes | |
| 5 Year Fixed | 6.79% | 7.32% | Yes | Yes | |
| 12 Month Discount Rate - Fixed | 5.99% | 7.32% | Yes | Yes | |
| 12 Month Discount Rate - Variable | 5.99% | 7.32% | Yes | Yes | |
| Lo Doc Bonus Rate | 7.32% | - | Yes | Yes | |
| Lo Doc Express | 7.82% | - | Yes | Yes | |
| Institution |
Loan Name |
Introduction Rate |
Rev. Rate |
Additional Repayment |
Redraw Facility |
| CBA/Colonial State | 1 Year Guaranteed Rate Mortgage Advantage | 5.99% | 7.32% | Yes | Yes |
| 1 Year Guaranteed Rate Mortgage Advantage Plus | 5.99% | 7.32% | Yes | Yes | |
| 12 Month Discounted Variable Rate Mortgage Advantage | 5.99% | 7.32% | Yes | Yes | |
| Line of Credit - Residential Equity Rate Mortgage Advantage Plus | 7.32% | - | Yes | Yes | |
| Low Doc Loan | 7.32% | - | Yes | Yes | |
| Rate Saver - 1 Year Special | 6.45% | 6.81% | Yes | Yes | |
|
Rate Saver - 3 Year Special (> $150,000 Special Offer) |
6.49% | 6.81% | Yes | Yes | |
| Institution |
Loan Name |
Initial Rate |
Rev. Rate |
Additional Repayment |
Redraw Facility |
| RAMS | Standard Variable | 8.17% | - | Yes | Yes |
| Easy Start | 7.27% | 7.99% | Yes | Yes | |
| Interest Saver | 7.40% | - | Yes | Yes | |
| Interest Saver 2 Year Fixed | 7.35% | 7.40% | No | No | |
| Interest Saver 3 Year Fixed | 7.35% | 7.40% | No | No | |
| Interest Saver 5 Year Fixed | 7.35% | 7.40% | No | No | |
| Line of Credit Pro Pack 1 | 7.47% | - | Yes | Yes | |
| Line of Credit Pro Pack 2 | 7.47% | - | Yes | Yes | |
| Low Doc 2 Year Fixed | 8.10% | 7.99% | No | No | |
| Low Doc 3 Year Fixed | 8.10% | 7.99% | No | No | |
| Low Doc 5 Year Fixed | 8.10% | 7.99% | No | No | |
| Low Doc Line of Credit | 8.24% | 7.95% | Yes | Yes | |
| Liberty Financial | |||||
| Product |
Max LVR |
AAA | AA | A | A- | B+ | B | B- |
| Star | 60% | 7.54% | 7.70% | 7.75% | 8.00% | 8.50% | 8.75% | 9.00% |
| 65% | 7.54% | 7.80% | 8.00% | 8.25% | 8.75% | 9.00% | 9.25% | |
| 70% | 7.59% | 8.00% | 8.25% | 8.50% | 9.00% | 9.25% | 9.50% | |
| 75% | 7.64% | 8.25% | 8.75% | 9.25% | 9.50% | 10.00% | 10.25% | |
| 80% | 7.64% | 9.00% | 9.25% | 9.50% | 10.00% | 10.25% | 11.00% | |
| 85% | 7.69% | 9.75% | 10.00% | 10.25% | 11.00% | 11.75% | 12.00% | |
| 90% | 7.69% | 10.25% | 11.00% | 11.75% | 12.00% | - | - | |
| 95% | 7.69% | 10.75% | 11.50% | - | - | - | - |
|
Liberty Financial - Commercial Loans |
|||||
| LVR% |
Interest Rate % |
Max Loan Amount | Term of Loan | Principal & Interest |
Interest Only |
| 55% | 7.40% | 15 million | 25 years | Yes | Yes |
| 60% | 7.60% | 15 million | 25 years | Yes | Yes |
| 65% | 7.75% | 10 million | 25 years | Yes | Yes |
| 70% | 8.00% | 8 million | 25 years | Yes | Yes |
| 75% | 8.25% | 5 million | 25 years | Yes | Yes |
| 80% | 8.95% | 1.5 million | 25 years | Yes | Yes |
| 85% | 9.50% | 1 million | 25 years | Yes | Yes |
Other Comments
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MKM Capital
| Credit History | |||||
| Type of Impairment | Category | 1st Alternative | 2nd Alternative | 3rd Alternative | 4th Alternative |
| Current | 0 | 1 | 2 | 4 | |
| Mortgage Arrears | 1 - 6 months | 1 | 1 | 2 | Unlimited |
| (months) | 7 - 12 months | 1 | 2 | 3 | Unlimited |
| Defaults & Judgements | Unpaid | 0 | 1 | 2 | Unlimited |
| Paid (max) | 0 | 1 | 3 | Unlimited | |
| Total events (max #) | 0 | 1 | 3 | Unlimited | |
| Total events (max $) | 0 | $5,000 | $10,000 | Unlimited | |
| Bankruptcy History | Current History | No history |
Discharged > 3 years |
Discharged > 1 year |
Discharged |
| Property Location | Metro | Metro | Non-metro | Non-metro | |
| >> Want more information on this home loan product ? | |||||
| Interest Rate % | |||||
| Max LVR (%)* | 1st Alternative | 2nd Alternative | 3rd Alternative |
4th Alternative |
|
| 65 | 9.60% | 9.90% | 10.20% | 10.50% | |
| 70 | 9.90% | 10.20% | 10.60% | 10.80% | |
| 75 | 10.20% | 10.50% | 10.80% | 11.10% | |
| 80 | 10.80% | 11.10% | 11.30% | 11.50% | |
| * LVR - Loan to Value Ratio | |||||
| >> Want more information on this home loan product ? | |||||
| Maximum Loan Amounts | |||||
| Max LVR (%)* | 1st Alternative | 2nd Alternative | 3rd Alternative |
4th Alternative |
|
| 65 | $1,500,000 | $1,500,000 | $1,400,000 | $1,300,000 | |
| 70 | $1,500,000 | $1,400,000 | $1,300,000 | $1,200,000 | |
| 75 | $1,400,000 | $1,300,000 | $1,200,000 | $1,100,000 | |
| 80 | $1,300,000 | $1,200,000 | $1,100,000 | $1,000,000 | |
| * LVR - Loan to Value Ratio | |||||
| Please note: all current secured debts & unpaid defaults must be consolidated into the new loan. | |||||
| >> Want more information on this home loan product ? | |||||
| MKM Capital - Short Term Bridging Finance - Second Mortgages | |||||
| Type of Impairment | Category | 1st Alternative | 2nd Alternative | 3rd Alternative | 4th Alternative |
| Current | 0 | 1 | 2 | 4 | |
| Mortgage Arrears | 1 - 6 months | 1 | 1 | 2 | Unlimited |
| (months) | 7 - 12 months | 1 | 2 | 3 | Unlimited |
| Defaults & Judgements | Unpaid | 0 | 1 | 2 | Unlimited |
| Paid (max) | 0 | 1 | 3 | Unlimited | |
| Total events (max #) | 0 | 1 | 3 | Unlimited | |
| Total events (max $) | 0 | $5,000 | $10,000 | Unlimited | |
| Bankruptcy History | Current History | No history |
Discharged > 3 years |
Discharged > 1 year |
Discharged |
| Property Location | Metro | Metro | Non-metro | Non-metro | |
| >> Want more information on a second mortgage & bridging loan | |||||
| Maximum Loan Amounts | |||||
| Max LVR (%)* | |||||
| 70% | $500,000 | ||||
| 75% | $400,000 | ||||
| 80% | $300,000 | ||||
| * LVR - Loan to Value Ratio | |||||
| >> Want more information on a second mortgage & bridging loan ? | |||||
| Interest Rate % - Loans from 6 - 12 months | |||||
| Max LVR (%)* | 1st Alternative | 2nd Alternative | 3rd Alternative |
4th Alternative |
|
| 70% | 17.60 | 17.85 | 18.10 | 19.10 | |
| 75% | 17.85 | 18.35 | 19.10 | 21.10 | |
| 80% | 18.10 | 19.10 | 21.10 | 23.60 | |
|
Loans from 1 - 5 Months |
Rates range: 2.00% - 4.00% per month | ||||
| >> Want more information on a second mortgage & bridging loan ? | |||||
For more information on car loan finance or home loan, home equity loans, debt consolidation home loans, home loan refinance and bad credit home loan products, please apply online.
|
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