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 Personal Car Loans

car loans made easy at Dreamloans

Dreamloans Finance Australia
are the experts in
personal car loans.


"A customer wanted $20,000 for a car loan. Income of $39,000 and had two unpaid defaults".

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Calculators

Borrowing Power

Loan Costs

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Bad Credit
Home Loans

You have current mortgage arrears

You are a first home buyer
You have credit card debts
You have defaults on your credit file
You are recently divorced
You are self employed
You have credit card debt
You have unpaid defaults

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compare credit cards online

You will be able to compare credit cards from multiple issuers side by side.


 

 

 Personal Car Loans


Want to buy a personal new or used car? A Dreamloans Personal Car Loan will allow you to finance the purchase of a new or used car and use the car as security for the loan. Dreamloans Car Loans are provided by any one of 30 lenders, our car finance specialists.

Key Features

Interest Rates

Interest rates are fixed and will vary depending upon the amount borrowed, the age of the vehicle and the term of the loan.

To provide an accurate quote, we will need to know the amount you want to borrow and the term of the loan. Click here to calculate how much you can borrow

Loan Security

Generally, a secured loan, will offer a lower interest rate than an unsecured personal loan. This is because the vehicle itself becomes security for the loan – thereby reducing the risk associated with it.

 

 Want more information on how to Choose a Car Loan

 

Loan Repayments

  1. Fixed for the term of the loan giving you the ability to budget more accurately.
     

  2. You may also be able to include registration costs, on-road costs, gap insurance loan insurance and comprehensive vehicle insurance as part of your finance package.

Loan Term

Loans can be usually be a term of between 1 to 7 years.

Loan Requirements

  1. The car must be less than eight years old.
     

  2. The amount being financed must be over $10,000.

GET YOUR CAR LOAN

With OUR Proven Car Loan Services........

..Without Time Consuming Office Visits
 


APPLY ON-LINE IN LESS THAN 5 MINUTES

If you answered "YES" and you want to take advantage of our car finance services -- HERE ARE THREE EASY WAYS TO GET STARTED:

  1. CLICK HERE TO APPLY ON-LINE
    Remember...there are NO initial checks, NO upfront costs and NO obligations. If you are not satisfied with our car loan offer -- you pay nothing!

  1. CLICK HERE TO FILL IN OUR APPLICATION FORM
    Our on-line application is on a secure server. This is the fastest way to apply and receive a pre approval.

Once you submit your application you must also fax/email us the following:

  • 3 months bank statements
    (Can be printed from the internet)
     

  • Two most recent payslips
     

  • Copy of your drivers license
     

  1. APPLY OVER THE PHONE
    You can apply over the phone during our business hours 9 AM to 5 PM - MONDAY TO FRIDAY
    Call: 1300 780 050

When you apply on-line you will receive a reply within 15 minutes to your request (during our business hours) with the actual approvals delivered to your email box. We'll do our best to deliver your approval to you quickly.

P.S. That's all it's to it... no running around... no time consuming appointments... no office visits.. no initial credit checks... and the lowest interest rates around !
 

 

 

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Personal car loans are available to individuals who are over
over 18 years of age and Australian Citizens