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Business Impaired
Loan & Finance


For all you self employed clients or business with a impaired credit file, there are solutions for you.

For you there is the benefit of a wide range of mortgage or finance options to suit refinance and new business start-ups - all at competitive rates.

Now that's got to be good for business.

Click here to find out how we can help your business.
 

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 OTHER LOANS

Phone 1300 780 050 or Apply Online and we will reply to you within 15 minutes on any business day. Please stand by your phone to take our call

Car Loans and Leasing

Car Loans & Leasing are not the same - they vary in many ways:

Consider:

Interest Rates, Terms, residual "Balloon" Payments, Business Tax Deductibility, etc.

For the best market rates available, Apply Online now for your quote. We will endeavour to assess your situation and provide loan or leasing options.

You should qualify for a Car Loan IF:

  • You are employed full time.
  • You have a good credit history.
  • Your income is sufficient to service the loan in addition to other debts and responsibilities.
  • The vehicle is under 3 years old.
  • You are an Australian resident

Don't accept any quote from anywhere - compare repayments. If you are eligible, all you need is the best quote...it's that simple.

Calculate your repayments by completing an online car finance quote, or send us a car finance enquiry and one of our expert consultants will contact you quickly.

Commercial Hire Purchase &
Chattel Mortgage for Business Purposes

chattell mortgages commercial hire purchase car loans for business purposes

We now offer Commercial Hire Purchase and Chattel Mortgages for vehicles and those that are self employed or are contractors.

Even if you have credit defaults on your credit file we still may be able to assist you in obtaining a car for business purposes.

A balloon payment (a final payment made at the end of the loan term) is optional with both products.

The GST refund can be paid off the loan balance (in the 4th month) reducing the other monthly installments.

Companies, partnerships & sole traders looking for business car finance or a business car loan have a range of options available to them.

Click here for more information on business car loan up to 7.5 tonnes

 

Please select from the options below:

Finance
Hire Purchase
Chattel Finance
Novated Lease
New Car Finance
Used Car Finance
Car Finance
Finance lease
Finance Terms
Apply Online

Do any of the following circumstances apply to you:
 

declined by the banks

have credit card defaults

have some defaults

self employed

forgot to pay off your telephone bill

discharged bankrupt

have defaults registered with Baycorp

want to buy a used car

 

If any of the above apply to you, then we can help. Apply online here

Take advantage of our expert advice...

Car Loan Settlement No 4

A customer wanted $15,000 for a car loan. She had been discharged from a Part 9 Debt Agreement for over 1 year.

We were successful in obtaining her a car loan for $15,000


Car Loan Settlement No 5

A customer wanted $18,000 for a car loan. She had three paid defaults from three different banks as a result of a divorce some two years ago. She had been declined from two banks and found Dreamloans on the internet.

Within 24 hours of applying for a car loan and a further 4 days, found herself in her brand new car.

We were successful in obtaining her a car loan for $18,000


Car Loan Settlement No 6

A customer wanted $12,000 for a car loan. She had a part time job and was on centerlink payments. She had one unpaid telstra bill and an unpaid gas bill. She had been declined by four banks until contacting us at Dreamloans.

We were successful in obtaining her a car loan for $12,000


Car Loan Settlement No 7

A customer wanted $30,000 for a car loan. He was a casual worker and could demonstrate that he earned a regular income. He also had two unpaid defaults and one paid default.

We were successful in obtaining him a car loan for $30,000


Car Loan Settlement No 8

A customer wanted $12,000 for a car loan.

I am writing this email in light of the recent service provided to me by one of your employees. I am 25 years old and had a default against my name when I was 21 and have since been suffering the curse of one small mistake that I made. I didn't think anytime in the next few years would I be able to obtain any sort of credit card or loan, and was worried I would spend many many years suffering because of one small error in judgement.

However, recently a close friend of mine suggested talking to a company such as yours who specialise in helping restore peoples credit ratings, so I jumped on the net and punched in my details and a couple of days later I received a call from one of your staff Bill. After a quick chat on the phone with Bill he said he believed there was a reasonable chance that I could get finance based on the info I gave him and I applied and was approved a car loan to my immense joy and satisfaction.

However as if that in itself wasn't good enough, I had the pleasure of dealing with a very polite and helpful person in Bill, and over the week that it took to get the loan settled I had umpteen million questions about this and that for him and I think on one particular day I rang him about 8 or 9 times in the space of about an hour or so and always he was happy to speak with me and answer whatever questions i had for him and even had some helpful advice at times which was much appreciated as this was the first loan i have ever had and it was all new to me.

So I would like to say that if all your employees are as helpful and as friendly as Bill, then you have a very good team there. He made the whole process very easy to deal with. Buying an expensive car can be stressful enough but that was all made easier by the fantastic help I had from Bill and the Dreamloans team whenever I rang up. Keep up the good work. Staff like that are an asset to your business.

Sincerest Regards

We were successful in obtaining him a car loan for $12,000

A very happy customer indeed with a nice new shiny car


Car Loan Settlement No 9

A client wanted $23,000 for a car loan.

Dearest Maria

Thank you from the bottom of our hearts !

Thank you for giving us a go when we thought we had no chance ! You really are a special person

Kerrie & Chris

We were successful in obtaining them a car loan for $12,000

 

GET YOUR CAR LOAN

With OUR Proven Car Loan Services........

..Without Time Consuming Office Visits
 


APPLY ON-LINE IN LESS THAN 5 MINUTES

If you answered "YES" and you want to take advantage of our car finance services -- HERE ARE THREE EASY WAYS TO GET STARTED:

  1. CLICK HERE TO APPLY ON-LINE
    Remember...there are NO initial checks, NO upfront costs and NO obligations. If you are not satisfied with our car loan offer -- you pay nothing!

  1. CLICK HERE TO PRINT & FAX APPLICATION
    Our on-line application is on a secure server but if you are concerned about internet security then print our 'printable' application and fax it to ...


    FAX: 1300 882 968

  1. APPLY OVER THE PHONE
    You can apply over the phone during our business hours 9 AM to 5 PM - MONDAY TO FRIDAY

    CALL: 1300 780 050

When you apply on-line you will receive a reply within 15 minutes to your request (during our business hours) with the actual approvals delivered to your email box. We'll do our best to deliver your approval to you quickly.

P.S. That's all it's to it... no running around... no time consuming appointments... no office visits.. no initial credit checks... and the lowest interest rates around !
 

 

Commercial Loans

We can assist with funds for the purchase or refinance of the following:

Commercial Properties/ Commercial Development/ Residential Development/ Leasing/ Industrial Properties/ Rural Properties/ Hotels/ Shops/ Offices, etc.

We aim to secure:

  • Low rate variable rates or fixed rate option
  • Competitive Ongoing fees
  • Up to 15 years term
  • Business Line of Credit available
  • Up to 80% lending ratio
  • Principal and Interest or Interest Only Loans

Our specialist Commercial and Business Lending Managers (with over 30 years experience) can arrange finance designed to help your business with it's daily cash flow requirements. Similar to an overdraft facility, the flexibility of this product gives you maximum control over your credit exposure.

 

(Australia Wide - NSW, Vic, Qld, WA, SA, Tas, NT, ACT)

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