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   Bad Credit Home Loans

You have current mortgage arrears

You are a first home buyer
You have credit card debts
You have defaults on your credit file
You are recently divorced
You are self employed
You have credit card debt
You have unpaid defaults


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From the Desk of Sarah Redman
Team Leader -- Dreamloans Home Loans
Phone: 1300 780 050
Email: sarahr@dreamloans.com.au
 

 Low Doc Home Loans & Non-Conforming Home Loans

Phone 1300 780 050 or apply online and we will reply to you within 15 minutes on any business day. Please stand by your phone to take our call

Low doc loans have been specially designed for the self employed who don't have current business financials but want a loan now.

At Dreamloans we can help organise a loan for you without financial statements, if you have a current ABN or are in permanent employment, you can sign a self declaration to secure your low doc loan. Low doc loans are available for home loans, car loans, equipment loans and commercial loans. Talk to one of our consultants about how simple it can be to obtain low doc loans for people who are self employed.

What do Lenders look for ?

When a lender reviews your loan application, they generally apply the three 'S's of lending - Security, Scenario and Serviceability.
 

Security
  Lenders will generally lend against complete residential security properties within acceptable security location
   
Scenario
  This describes the background to your loan application. Rather than using computer- based credit scoring to process loans, we take the time to look at the background of your application to form a view.

We do so without passing judgement, and with an open mind - we're not here to judge you, merely to form a view on whether you intend, and are able, to service your loan. We ask that you provide us with honest and complete information to assist us in making our decision.

   
Serviceability
  This describes your ability to service (pay regular payments) on your loan.

 

GET YOUR MORTGAGE

With OUR Proven Mortgage Broker Services........

..Without Time Consuming Office Visits
 


APPLY ON-LINE IN LESS THAN 5 MINUTES

If you answered "YES" and you want to take advantage of our mortgage broker services -- HERE ARE THREE EASY WAYS TO GET STARTED:

  1. CLICK HERE TO APPLY ON-LINE
    Remember...there are NO initial checks, NO upfront costs and NO obligations. If you are not satisfied with our car loan offer -- you pay nothing!

  1. CLICK HERE TO PRINT & FAX APPLICATION
    Our on-line application is on a secure server but if you are concerned about internet security then print our 'printable' application and fax it to ...

    FAX:
    1300 882 968

  1. APPLY OVER THE PHONE
    You can apply over the phone during our business hours 9 AM to 5 PM - MONDAY TO FRIDAY
    Call: 1300 780 050

When you apply on-line you will receive a reply within 15 minutes to your request (during our business hours) with the actual approvals delivered to your email box. We'll do our best to deliver your approval to you quickly.

P.S. That's all it's to it... no running around... no time consuming appointments... no office visits.. no initial credit checks... and the lowest interest rates around !
 

 


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