From the Desk of Sarah Redman
Team Leader -- Dreamloans Home Loans
Phone: 1300 780 050
Fax: 1300 882 968
Email: sarahr@dreamloans.com.au

Bad credit home equity loans that SAVE - For a lower average mortgage rate, lower interest repayments, one loan and SAVE THOUSANDS.

Do all lenders offer the same rates and conditions? No We will show you that by re-financing or re-structuring your loan it is possible to get a better deal - possibly save tens of thousands of dollars of your loan. We negotiate the best rates and terms for our customers through our extensive range of financial institutions.

Refused by Banks? Refinance your home loan NOW.

	Dreamloans have different packages for bad credit mortgage refinance and general refinancing of your mortgage and home loan, investment loans, and commercial loans. Regardless of your situation;
	Got behind in servicing loans, credit cards and other unplanned debts;
	Your Tax Return are not prepared yet and a bank won't give you a loan;
	Unpaid defaults or judgments or even recently discharged from bankruptcy;
	Short term employment history and can't get a loan through Divorce / separation;
	Are Centrelink pension incomes preventing you from obtaining a loan;

We aim to obtain quick approvals and settlement to help you get out of a financial mess and have a second chance of getting ahead.

If you don't meet normal banks guidelines apply here now - we may be able to help.

 Important Note

Home mortgage loans and mortgage refinance including low doc home loans and now no doc loans for the self employed. We also do a lot of bad credit mortgage loan refinancing these days for those with poor credit.

If you are currently in arrears with your current mortgage then it is time to act on this. Generally if you begin to fall more than three months in arrears on your current mortgage, the job of refinancing your home loan becomes more difficult.

Below we have listed some of the reasons you may be in arrears with your home loan

• Job loss
• Husband or wife has passed away
• Divorce
• Separation from partner
• Business failure
   

Furthermore, if your current employment is as follows, we can also assist with a bad credit mortgage refinance:

• Wage & salary earner
• Self employed
• Contractor
• Pensioner

Consider an "all in one" debt consolidation loan. Significant savings can be achieved by the consolidation of your finances under the one umbrella. When refinancing your bad credit mortgage, home loan rates are generally lower than those of credit cards, personal loans, car loans or overdrafts.
 

Do you need help to refinance your mortgage ?

Do you need help with refinancing your mortgage as you have mortgage arrears, credit card(s) payment arrears, car loan payment arrears.

Did you know you can consolidate all these payments into one and reduce your monthly payments. Why pay credit card interest rates when you can refinance all your loans into one and pay home loan rates

Do you need help with difficult mortgage loans and debts? Don't let debt drown you, ACT NOW.

In most cases we can help save you, your family home and/or your businesses from being financially embarrassed or even bankruptcy.

Everyone deserves a second chance, or are you self-employed with poor financials.

Don't despair, we have solutions. We aim to assist you with those nearly impossible to find loans.

We may be able to help to consolidate your loans and debts - and possibly even a lower average interest rate than you are currently paying.

Here are just some of YOUR benefits:

		No office visits
		EASY user friendly on-line secure application form you can complete in less than 5 minutes !
		LOWEST mortgage rates from over 30 lenders including your bank !
		FAST personalized service - your mortgage approval is delivered to your inbox !

Call me now on 1300 780 050 and ask for Sarah Redman or email me on sarahr@dreamloans.com.au or complete the application form and I will call you within 15 minutes on any business day to work out how much you can SAVE!