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Bad Credit Mortgage Refinance
  |  Home Loan Debt Consolidation  |  Home Equity Loan
Commercial Loans  |  Commercial Loan Refinancing

From the Desk of Sarah Redman
Team Leader -- Dreamloans Home Loans
Phone: 1300 780 050
Email:
sarahr@dreamloans.com.au

 

 Debt Consolidation Home Loans & Refinancing

Phone 1300 780 050 or apply online and we will reply to you within 15 minutes on any business day. Please stand by your phone to take our call

What is Debt Consolidation ?

Debt Consolidation is the replacing of existing loans that you may have with different lenders with a single loan with one lender.

The objective is to reduce your monthly payments by spreading out the combined loan over a longer period of time and reducing the interest rate being paid.

 

Debt Control

Are you experiencing excessive repayments for car loans, personal loans and credit cards, pay day loans because the interest rates are so high ? Dreamloans can advise customers on debt consolidation by having all your loans as one as therefore reducing your monthly repayments

Dreamloans can advise customers on debt consolidation methods that can roll your home loan, car loan, credit cards, personal loans into one.

Even if you have impaired credit, debt consolidation can be done and this is an area of expertise for Dreamloans.
 

 

Consider an "all in one" debt consolidation home loan.

Significant savings can be achieved by the consolidation of your finances under the one umbrella. Home loan rates are generally lower than those of credit cards, personal loans, car loans or overdrafts.
 

 


What are the benefits of Debt Consolidation ?

By consolidating these loans into one home loan you are reducing the amount of interest you pay and it will allow you to "breathe" a little easier.

Are you struggling with a financial position like this?

Customers we have helped:

Below is a real life case study of a client that came to Dreamloans with the following position:

Home Loan $ 200,000 @ $1,274 per month
Personal Loan $15,000 @ $379 per month
Car Loan $15,000 @ $379 per month
Credit Cards $10,000 @ $500 per month

TOTAL DEBT = $240,000 @ $2,532 per month (or maybe worse?)

Dreamloans had reviewed the position of the client and as a result the client was refinanced with the following position.

" After Refinancing"

$240,000 = only $1,431 per month

A SAVING OF OVER $1,100 PER MONTH OR $13,200 per annum.

That represents a saving of well over $200,000 over the life of the loan.


 

Important information about advice
As the advice on this website has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider the appropriateness to your circumstances.



How to apply for a:

Home Loan Refinance or Home Loan Debt Consolidation

 

  1. Salary Applicants - First Home Buyers

  • 100 Points ID:

Passport or Birth Certificate
Drivers license, ID card, Student Card
Medicare card, Bank card, Telephone account

70 Points
40 Points
25 Points

     
  • Last 2 most recent payslips;

  • Last copy of group certificate;

  • Centrelink statements (if any);

  • Copy of contract of sale (if any);

  • 3 months bank statements of all savings account;

  • Print and fill in the home loan application form (PDF)

  • Print and fill in the first home owners grant application form

 

Once you have completed the above, please fax them to:

Attention: Sarah Redman
Fax: 1300 882 968

E-mail: sarahr@dreamloans.com.au
Phone: 1300 780 050

 


 
  1. Salary Applicants - Refinancing

   
  • 100 Points ID:

Passport or Birth Certificate
Drivers license, ID card, Student Card
Medicare card, Bank card, Telephone account

70 Points
40 Points
25 Points

   

Once you have completed the above, please fax them to:

Attention: Sarah R
Fax: 1300 882 968
E-mail:
sarahr@dreamloans.com.au
Phone: 1300 780 050

 


 
  1. Self Employed First Home Buyers

(includes applicants in company names & trusts)

  • 100 Points ID:

Passport or Birth Certificate
Drivers license, ID card, Student Card
Medicare card, Bank card, Telephone account

70 Points
40 Points
25 Points

     
 

Once you have completed the above, please fax them to:

Attention: Sarah R
Fax: 1300 882 968
E-mail:
sarahr@dreamloans.com.au
Phone: 1300 780 050

 


  1. Self Employed - Refinancing (includes applicants in company names & trusts)

  • 100 Points ID:

Passport or Birth Certificate
Drivers license, ID card, Student Card
Medicare card, Bank card, Telephone account

70 Points
40 Points
25 Points

     

Once you have completed the above, please fax them to:

Attention: Sarah R
Fax: 1300 882 968
E-mail:
sarahr@dreamloans.com.au
Phone: 1300 780 050


GET YOUR MORTGAGE

With OUR Proven Mortgage Broker Services........

..Without Time Consuming Office Visits
 


APPLY ON-LINE IN LESS THAN 5 MINUTES

If you answered "YES" and you want to take advantage of our mortgage broker services -- HERE ARE THREE EASY WAYS TO GET STARTED:

  1. CLICK HERE TO APPLY ON-LINE
    Remember...there are NO initial checks, NO upfront costs and NO obligations. If you are not satisfied with our car loan offer -- you pay nothing!

  1. CLICK HERE TO PRINT & FAX APPLICATION
    Our on-line application is on a secure server but if you are concerned about internet security then print our 'printable' application and fax it to ...

    FAX:
    1300 882 968

  1. APPLY OVER THE PHONE
    You can apply over the phone during our business hours 9 AM to 5 PM - MONDAY TO FRIDAY
    Call: 1300 780 050

When you apply on-line you will receive a reply within 15 minutes to your request (during our business hours) with the actual approvals delivered to your email box. We'll do our best to deliver your approval to you quickly.

P.S. That's all it's to it... no running around... no time consuming appointments... no office visits.. no initial credit checks... and the lowest interest rates around !
 


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