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   Car Loan Pre Approval


car loans made easy at Dreamloans
Dreamloans Finance Australia are the experts in
car loans Australia

>> Apply Online
"A customer wanted $20,000 for a car loan. Income of $39,000 and had two unpaid defaults".

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Your Credit File
Have you been refused credit and don't know why?

Lenders regularly use credit reporting agencies to assess whether they should give you a loan. For this reason, it is important that the information on your credit report is accurate.
 
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Business Impaired
Loan & Finance


For all you self employed clients or business with a impaired credit file, there are solutions for you.

For you there is the benefit of a wide range of mortgage or finance options to suit refinance and new business start-ups - all at competitive rates.

Now that's got to be good for business.

Click here to find out how we can help your business.
 

Home Apply Online - Motor & Mortgage

 Get pre-approved for a car loan before you start looking

You can purchase your new or used car from ANY LICENSED CAR DEALER OR AUCTION HOUSE OF YOUR CHOICE. We are NOT a car dealer and therefore you are free to choose any car you like.
 

If you're planning to purchase your next vehicle, get your loan pre-approved first. Knowing up front how much you can afford will help make your buying experience a much nicer one.

How to get started

After completing the 5 minute Quick Loan Qualifier online, you will be given a general idea of what your monthly payments maybe.

This way, you will be ahead of the game and ready to purchase your new vehicle knowing how much you can afford.

After completing the online application, you will then be contacted directly by a member of the Dreamloans team who will be your personal loan consultant for however long it takes to get the best deal available to you for purchasing a new or used car and re-establishing your credit.

How long does it take

  1. Once we have received your online enquiry, we will contact you within 24 hours of any business day.

  2. When we phone you, we will ask you a few simply questions such as confirming your income and your current employment.

  3. If you have not already done so, we will email/post you the application form. Simply fax/email/post it back to us.

  4. Once we receive your application form, it takes about 3 hours for us to receive a conditional approval.

  5. What does a conditional approval mean? You will be told how much you have been approved for and what the maximum amount you will be financed.

  6. Once you find your car, simply fax the following to us:

  1. Contract of Sale (subject to finance as the condition)

  2. Tax Invoice

  1. We will then email/fax/post you the loan documents for viewing and signing.

  2. Once we receive the loan documents, it takes about 24 hours for the loan to settle and for you to collect your car.

Other areas of interest

GET YOUR CAR LOAN

With OUR Proven Car Loan Services........

..Without Time Consuming Office Visits
 


APPLY ON-LINE IN LESS THAN 5 MINUTES

If you answered "YES" and you want to take advantage of our car finance services -- HERE ARE THREE EASY WAYS TO GET STARTED:

  1. CLICK HERE TO APPLY ON-LINE
    Remember...there are NO initial checks, NO upfront costs and NO obligations. If you are not satisfied with our car loan offer -- you pay nothing!

  1. CLICK HERE TO FILL IN OUR APPLICATION FORM
     Our on-line application is on a secure server. This is the fastest way to apply and receive a pre approval.

Once you submit your application you must also fax/email us the following:

  • 3 months bank statements
    (Can be printed from the internet)
     

  • Two most recent payslips
     

  • Copy of your drivers license
     

  1. APPLY OVER THE PHONE
    You can apply over the phone during our business hours 9 AM to 5 PM - MONDAY TO FRIDAY
    Call: 1300 780 050

When you apply on-line you will receive a reply within 15 minutes to your request (during our business hours) with the actual approvals delivered to your email box. We'll do our best to deliver your approval to you quickly.

P.S. That's all it's to it... no running around... no time consuming appointments... no office visits.. no initial credit checks... and the lowest interest rates around !
 

 

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Car loan pre approvals are available to individuals who are over
over 18 years of age and Australian Citizens