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Bad Credit
Home Loans

You have current mortgage arrears

You are a first home buyer
You have credit card debts
You have defaults on your credit file
You are recently divorced
You are self employed
You have credit card debt
You have unpaid defaults

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Bad Credit Mortgage Refinance
  |  Home Loan Debt Consolidation  |  Home Equity Loan
Commercial Loans  |  Commercial Loan Refinancing

 Bad Credit Mortgage Refinance

From the Desk of Sarah Redman
Team Leader -- Dreamloans Home Loans
Phone: 1300 780 050
Fax: 1300 882 968
Email: sarahr@dreamloans.com.au

 

Bad Credit Mortgage Refinance Loans that SAVE - For a lower average rate, lower repayments, one loan and SAVE THOUSANDS.

Do all lenders offer the same rates and conditions? No We will show you that by re-financing or re-structuring your loan it is possible to get a better deal - possibly save tens of thousands of dollars of your loan. We negotiate the best rates and terms for our customers through our extensive range of financial institutions.

Real Life Case Study #1

Below is a typical example of how you may have many loan types:

Home Loan $200,000 @ $1,274 per month
Personal Loan $15,000 @ $379 per month
Car Loan $15,000 @ $379 per month
Credit Cards $10,000 @ $500 per month

TOTAL DEBT = $240,000 @ $2,5325 per month ( or maybe worse)

AN ALTERNATIVE CONSOLIDATED LOAN

Once we had reviewed the clients home loan, we were able to refinance their existing mortgage with the below repayments.

$240,000 = ONLY $1,431 per month

That represents a saving of well over $200,000 over the life of the loan.

GET YOUR MORTGAGE

With OUR Proven Mortgage Broker Services........

..Without Time Consuming Office Visits
 


APPLY ON-LINE IN LESS THAN 5 MINUTES

If you answered "YES" and you want to take advantage of our mortgage broker services -- HERE ARE THREE EASY WAYS TO GET STARTED:

  1. CLICK HERE TO APPLY ON-LINE
    Remember...there are NO initial checks, NO upfront costs and NO obligations. If you are not satisfied with our car loan offer -- you pay nothing!

  1. CLICK HERE TO PRINT & FAX APPLICATION
    Our on-line application is on a secure server but if you are concerned about internet security then print our 'printable' application and fax it to ...

    FAX:
    1300 882 968

  1. APPLY OVER THE PHONE
    You can apply over the phone during our business hours 9 AM to 5 PM - MONDAY TO FRIDAY
    Call: 1300 780 050

When you apply on-line you will receive a reply within 15 minutes to your request (during our business hours) with the actual approvals delivered to your email box. We'll do our best to deliver your approval to you quickly.

P.S. That's all it's to it... no running around... no time consuming appointments... no office visits.. no initial credit checks... and the lowest interest rates around !
 

 


 Important Note

Home mortgage loans and mortgage refinance including low doc home loans and now no doc loans for the self employed. We also do a lot of bad credit mortgage loan refinancing these days for those with poor credit.

If you are currently in arrears with your current mortgage then it is time to act on this. Generally if you begin to fall more than three months in arrears on your current mortgage, the job of refinancing your home loan becomes more difficult.

Below we have listed some of the reasons you may be in arrears with your home loan

Furthermore, if your current employment is as follows, we can also assist with a bad credit mortgage refinance:

  • Wage & salary earner
  • Self employed
  • Contractor
  • Pensioner


Consider an "all in one" debt consolidation loan. Significant savings can be achieved by the consolidation of your finances under the one umbrella. When refinancing your bad credit mortgage, home loan rates are generally lower than those of credit cards, personal loans, car loans or overdrafts.
 

 

 


Do you need help to refinance your mortgage ?

Do you need help with refinancing your mortgage as you have mortgage arrears, credit card(s) payment arrears, car loan payment arrears.

Did you know you can consolidate all these payments into one and reduce your monthly payments. Why pay credit card interest rates when you can refinance all your loans into one and pay home loan rates

Do you need help with difficult mortgage loans and debts? Don't let debt drown you, ACT NOW.

In most cases we can help save you, your family home and/or your businesses from being financially embarrassed or even bankruptcy.

 

Is your mortgage loan in arrears ?

Do you have a Bad credit rating? a major expense has hit you? poor financial history? don't fit the bank's guidelines? separated? or just got in over your head with debts? If you own real estate, a house, land, commercial building, rural property, we can assist most people in need.


Everyone deserves a second chance, or are you self-employed with poor financials.

Don't despair, we have solutions. We aim to assist you with those nearly impossible to find loans.

We may be able to help to consolidate your loans and debts - and possibly even a lower average interest rate than you are currently paying.

Refused by Banks? Refinance your home loan NOW.

Dreamloans have different packages for bad credit mortgage refinance and general refinancing of your mortgage and home loan, investment loans, and commercial loans. Regardless of your situation;
Got behind in servicing loans, credit cards and other unplanned debts;
Your Tax Return are not prepared yet and a bank won't give you a loan;
Unpaid defaults or judgements or even recently discharged from bankruptcy;
Short term employment history and can't get a loan through Divorce / separation;
Are Centrelink pension incomes preventing you from obtaining a loan;

We aim to obtain quick approvals and settlement to help you get out of a financial mess and have a second chance of getting ahead.

If you don't meet normal banks guidelines apply here now - we may be able to help.

GET YOUR MORTGAGE

With OUR Proven Mortgage Broker Services........

..Without Time Consuming Office Visits
 


APPLY ON-LINE IN LESS THAN 5 MINUTES

If you answered "YES" and you want to take advantage of our mortgage broker services -- HERE ARE THREE EASY WAYS TO GET STARTED:

  1. CLICK HERE TO APPLY ON-LINE
    Remember...there are NO initial checks, NO upfront costs and NO obligations. If you are not satisfied with our car loan offer -- you pay nothing!

  1. CLICK HERE TO PRINT & FAX APPLICATION
    Our on-line application is on a secure server but if you are concerned about internet security then print our 'printable' application and fax it to ...

    FAX:
    1300 882 968

  1. APPLY OVER THE PHONE
    You can apply over the phone during our business hours 9 AM to 5 PM - MONDAY TO FRIDAY
    Call: 1300 780 050

When you apply on-line you will receive a reply within 15 minutes to your request (during our business hours) with the actual approvals delivered to your email box. We'll do our best to deliver your approval to you quickly.

P.S. That's all it's to it... no running around... no time consuming appointments... no office visits.. no initial credit checks... and the lowest interest rates around !
 

 

 



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