Buying a home is still the great Australian dream. Getting a
home loan however sometimes seems like an unobtainable challenge.
Life does not always pan out as originally planned and some of the hurdles that we encounter can have an impact long after the event.
Did you know that a default resulting in an impaired credit rating is not removed until 5 years after the debt has been paid!
At Dreamloans, as well as having accreditation with all the major banks and credit unions, we have access to financial institutions that will look outside the square.
If you don't fit the inflexible bank criteria, we still may be able to help you buy your dream home or consolidate expensive debt.
Some examples of people that we can and have helped
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People who have a bad credit record due to defaults or judgements
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People who have been self-employed for less than 1 year or do not have financials
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People who have numerous credit cards and/ or personal loan debts wanting to consolidate
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People who work part-time or casually
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People who don't have genuine saving
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People who have been declined from their bank
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Discharged bankrupts
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People who's current mortgage or personal loans are in arrears
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People with a bad lending history
Call one of our experienced consultants to discuss your circumstances today.
We treat our clients as individuals and look at each situation on a case by case basis. We work for you, not the bank, so we can in most cases, find the financial institution to suit you.
