ABOUT DREAMLOANS

What Is A Finance Broker ?

A Finance Broker is a person or group of people, who have accumulated considerable experience in the Finance Industry and have been accredited by financial institutions to refer business for consideration and approval. The Finance Broker will arrange finance to meet the specific and individual needs of their clients and should normally cover the whole spectrum of lending packages. A Finance Broker is responsive to the needs of their clients and should structure loan packages to satisfy the specific lending requirements of their clients.

Why Use Dreamloans?

All of the consultants at Dreamloans have considerable experience in the Finance Industry. Most have been employed at Senior Management level in Banking and collectively have in excess of 200 years experience in the Finance Industry.

They are trained to provide you with the best financial solutions for your lending requirements, which will enable you to achieve your lifestyle and business goals. As independent consultants, we offer clients a choice of the most competitive loans in the market place (provided by a number of banks, credit unions, non-conforming lenders, insurance companies and other money lenders). At Dreamloans we represent YOU the client and NOT the Financial Institution. We will also receive better deals through economies of scale.

We offer a TOTALLY FREE SERVICE for Home Loans and all our clients will benefit from our experience. We can assist with all enquiries from anywhere in Australia; there are no state boundaries to the services we offer!

Corporate Objective

To be independent lending consultants, finance brokers and mortgage originators for a number of selected lending institutions, which will enable us to provide our clients with the most suitable lending facilities and loan structures available. To continue to develop and maintain a reputation for ethical, professional and quality service among clients, Financial Institutions and the Business and Finance industry in general.

About Dreamloans

Dreamloans is the nation face of Luke Kouzapa Finance service (LKFS). LKFS is independently and privately owned by Luke Kouzapa, who has over 36 years experience in the Finance and Banking industry and was in Senior Management with the Commonwealth Bank, prior to volunteering for a redundancy package in 1994 to establish LKFS.

Dreamloans has accumulated a substantial client base as a result of the friendly and professional service that we offer our customers. Many of our clients are repeat customers and all are happy to refer their family, friends and business associates after experiencing our service.

Because of our substantial experience in the Finance Industry we have intimate knowledge of banking products and services available and also the Banks approval criteria. We are able to draw on this invaluable experience to smooth the way to loan approval.

As independent consultants, we offer clients a choice of the most competitive loans in the market place, provided by a number of Banks, Credit Unions, Insurance Companies and other Money Lenders.

Our premises at 102 Payneham Road, St Peters SA are modern, spacious and comfortable and provide ample off street parking for South Australian based customers who wish to call in for an interview. If you don't live in SA however, you are not at a disadvantage. We can still arrange everything for you and communicate via phone, fax and email.

What You Can Expect When Dealing With Dreamloans

• A high level of professional service;

• Experienced lending specialists and consultants;

• No obligation, and very competitive fees. No fees for residential loans;

• A wide range of lending products in areas such as personal loans, home loans, hire purchase, leasing and commercial loans;

• More convenience for you. In effect, you visit over 30 Finance sources when you talk to us!

• Time savings. By getting to the decision makers, we achieve prompt approvals;

• Better results. We know who to talk to and because of the volume of business which we handle, banks listen and try to win your business;

• Creativity. We will tailor a loan package to suit your specific needs.

• Self-employed people will particularly benefit by talking to us.

Uniform Consumer Credit Code

All Dreamloans staff have received training and are familiar with the contents and requirements of the Uniform Consumer Credit Code (UCCC).

Mortgage Industry Association of Australia (MIAA)

Dreamloans are proud members of the Mortgage Industry Association of Australia. This is the governing body of the mortgage industry.

Dreamloans is a free mortgage and finance service, providing home loans and commercial finance through over 30 of Australia's leading banks, and other lenders.

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